These Terms and Conditions constitute a legally binding agreement between you and phshy governing your access to and use of the phshy platform, its gaming services, promotional offers, and related features. Please read them carefully before registering or placing any wager.
Important Notice: By accessing the phshy platform, creating an account, or placing any wager, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety. If you do not agree with any part of these Terms, you must not use the phshy platform. phshy reserves the right to update these Terms at any time; continued use of the platform following notification of any amendment constitutes acceptance of the revised Terms.
In these Terms and Conditions, the following definitions apply unless the context otherwise requires:
These Terms and Conditions, together with the phshy Privacy Policy, Responsible Gaming Policy, and any specific game rules or promotion terms published on the platform, constitute the entire agreement between phshy and the User with respect to the use of the phshy platform.
By registering a phshy account, you irrevocably represent and warrant that:
phshy reserves the right to refuse account registration, suspend an existing account, or void any transaction where it has reasonable grounds to believe that any of the above representations are false or have become false after the date of registration.
21+ Strictly Enforced: In accordance with Philippine gaming regulations, the minimum age to register, deposit, or participate in any real-money gaming activity on phshy is twenty-one (21) years of age. Underage gambling is illegal and phshy has zero tolerance for underage account registrations.
To be eligible to create and maintain a phshy account, a User must satisfy all of the following criteria at the time of registration and on a continuing basis throughout their use of the platform:
phshy reserves the right to request proof of age at any time. Where a Player is found to have misrepresented their age, phshy shall immediately suspend the relevant account, void all gaming activity conducted through it, and forfeit any balance remaining in the account. phshy may report the incident to PAGCOR and other regulatory authorities as required by applicable law.
Only one (1) account per person is permitted on the phshy platform. The creation of multiple accounts by a single individual — regardless of whether different personal details, email addresses, or payment methods are used — constitutes a material breach of these Terms and will result in immediate account suspension and forfeiture of all balances.
To access phshy's real-money gaming services, you must complete the account registration process and pass phshy's KYC identity verification procedure. The registration process requires the provision of accurate personal information including full legal name, date of birth, residential address, nationality, email address, and Philippine mobile number.
phshy is obligated under Philippine anti-money laundering regulations (Republic Act No. 9160, as amended) and PAGCOR compliance requirements to conduct identity verification on all account holders. KYC verification requires the submission of:
Until KYC verification is completed, withdrawals from a phshy account are disabled. Deposits may be accepted on an unverified account up to phshy's specified pre-verification threshold, after which further deposits and all gaming activity will be suspended pending completion of KYC. phshy reserves the right to reverse deposits to their source payment method if KYC is not completed within the specified time frame.
phshy will not share your KYC documentation with any third party except as required by applicable Philippine law, by PAGCOR regulatory obligation, or by valid legal process. For full details on how phshy handles your personal data, please refer to the phshy Privacy Policy.
You are solely responsible for maintaining the confidentiality and security of your phshy account login credentials, including your password and any two-factor authentication (2FA) codes. phshy will never ask you for your password through any communication channel, including live chat, email, or telephone.
You agree to:
phshy shall not be liable for any losses, damages, or gaming activity arising from unauthorized account access resulting from a Player's failure to maintain adequate credential security, except where such unauthorized access is directly attributable to a security breach within phshy's own systems.
phshy reserves the right to temporarily lock an account where unusual activity is detected, pending investigation and identity re-verification. During any security investigation, deposits and withdrawals may be suspended. phshy will communicate with the account holder through their registered email address to facilitate resolution.
phshy accepts deposits via the following Philippine payment methods: GCash, PayMaya, Bank of the Philippine Islands (BPI), Banco de Oro (BDO), Metrobank, and over-the-counter (OTC) banking remittance services. All transactions are denominated in Philippine Peso (PHP).
Deposits are subject to the following conditions:
Withdrawals are subject to the following conditions:
Anti-Money Laundering: phshy is obligated to comply with Republic Act No. 9160 (Anti-Money Laundering Act) and PAGCOR AML requirements. All transactions on the platform are subject to automated AML monitoring. Unusual transaction patterns may trigger a hold on account activity pending investigation. phshy cooperates fully with the Anti-Money Laundering Council (AMLC) of the Philippines.
phshy offers various promotional incentives to registered Players, including but not limited to deposit match bonuses, cashback credits, free spins, reload bonuses, and tournament prize pools. All phshy promotions are subject to the following general terms in addition to any specific terms attached to the individual offer:
All games available on the phshy platform operate according to the published rules of the respective game or game category. Players are responsible for familiarizing themselves with the rules, payout structures, and Return to Player (RTP) percentages of any game before wagering real money.
phshy sources its gaming content exclusively from licensed and independently certified providers. Random Number Generator (RNG) mechanisms used in virtual casino games and slot titles are tested and certified by independent testing laboratories. Live dealer games are operated from licensed studio facilities and are subject to the oversight of the relevant studio provider's regulatory authority.
In the event of a technical failure, disconnection, or system error during a gaming session, phshy's policy is as follows:
phshy prohibits the use of automated betting software, bots, artificial intelligence systems, or any other software or hardware designed to gain an unfair advantage over other Players or over the house. Detection of such usage will result in immediate account suspension and forfeiture of all balances.
Player Welfare Commitment: phshy is committed to promoting responsible gaming practices among all Filipino Players. Gaming should remain an enjoyable form of entertainment. If gaming ceases to be fun and begins to cause financial, emotional, or social harm, please use phshy's responsible gaming tools or contact our support team immediately.
phshy provides the following responsible gaming tools, accessible from every Player's account settings:
Players who self-exclude from phshy may also seek registration with relevant national self-exclusion schemes. phshy cooperates with PAGCOR's responsible gaming programs and will honor exclusion orders issued through official PAGCOR channels.
phshy reserves the right to initiate responsible gaming interventions — including imposing account-level deposit limits, requesting Player welfare checks, or escalating concerns to a responsible gaming specialist — where the platform's monitoring systems identify patterns of play that are consistent with problem gambling behavior.
The following conduct is strictly prohibited on the phshy platform and constitutes a material breach of these Terms. phshy reserves the right to immediately suspend an account, void all associated transactions, and forfeit any balance where any of the following is detected:
All intellectual property rights in the phshy platform — including but not limited to the phshy brand name and logo, website design and layout, software architecture, game interfaces, promotional materials, written content, and graphical assets — are owned by or licensed to phshy and are protected under applicable Philippine intellectual property law and international copyright conventions.
Users are granted a limited, non-exclusive, non-transferable, revocable license to access and use the phshy platform solely for personal, non-commercial entertainment purposes in accordance with these Terms. This license does not include the right to reproduce, distribute, publicly display, modify, create derivative works from, reverse engineer, or commercially exploit any element of the phshy platform or its content without express prior written consent from phshy.
Game content made available through the phshy platform is the intellectual property of the respective game providers and is licensed to phshy for display on the platform. Players may not capture, stream, broadcast, or reproduce game content without written authorization from the relevant game provider.
To the maximum extent permitted by applicable Philippine law, phshy shall not be liable to any Player for any indirect, incidental, special, consequential, or punitive damages arising from or related to the use of the phshy platform, including but not limited to:
phshy's total aggregate liability to any individual Player in connection with these Terms, whether in contract, tort, or otherwise, shall not exceed the total amount deposited by that Player in the twelve (12) months immediately preceding the event giving rise to the claim.
Nothing in these Terms shall operate to limit phshy's liability for fraud, for death or personal injury caused by phshy's negligence, or for any other liability that cannot lawfully be excluded or limited under Philippine law.
phshy is committed to resolving Player disputes fairly, promptly, and transparently. If you have a dispute relating to any aspect of your phshy account or gaming activity, please follow this escalation process:
All disputed betting outcomes shall be assessed by reference to phshy's server-side transaction logs, which constitute the definitive record of platform activity. In cases of conflict between a Player's local device display and phshy's server records, the server records shall prevail.
phshy reserves the right to amend, update, or replace these Terms and Conditions at any time. Material amendments — defined as changes that substantively affect Player rights, Withdrawal processes, Bonus terms, or eligibility criteria — will be communicated to registered Players by email to their registered address and by a prominent notice on the phshy platform no less than seven (7) days before the amended Terms take effect.
Non-material amendments, including clarifications, typographical corrections, and formatting changes that do not affect Player rights, may be made without prior notice and will be noted by updating the "Last Updated" date at the top of these Terms.
Your continued use of the phshy platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree with the amended Terms, you must cease using the phshy platform and may request account closure and withdrawal of your available balance by contacting phshy's support team.
These Terms and Conditions, and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
The parties irrevocably agree that the courts of the Philippines shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms. For disputes subject to regulatory jurisdiction, PAGCOR's dispute resolution procedures shall apply as described in Section 13.
If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be deemed modified to the minimum extent necessary to make it enforceable, or if modification is not possible, severed from these Terms, without affecting the validity and enforceability of the remaining provisions.
For any queries, complaints, or communications relating to these Terms and Conditions, Players may contact phshy through the following channels:
When contacting phshy regarding a specific account issue, please include your registered username, the email address associated with your account, and a clear description of your query. Do not include your account password in any correspondence with phshy.
These Terms and Conditions were last reviewed and updated on 1 January 2026 and supersede all prior versions published on the phshy platform.
These aren't just legal obligations — they're the principles that define how phshy operates for Filipino players every single day.
Every game on phshy is sourced from certified providers with independently audited RNG mechanisms. RTP percentages are displayed in-game. The house edge is published — no hidden terms, no tilted odds.
Winnings belong to the players who earn them. phshy processes verified GCash withdrawals within 30 minutes. No arbitrary holds, no unexplained delays — your PHP balance moves when you tell it to.
Deposit limits, session reminders, self-exclusion — all in account settings, not hidden in a help article. phshy actively monitors for problem gambling patterns and reaches out when needed. Gaming should stay fun.
phshy enforces the 21+ age requirement through mandatory KYC identity verification. Underage access is never permitted. PAGCOR compliance is not a footnote — it's a design constraint that shapes every platform decision.
Disputes, payment questions, account issues — phshy's 24/7 live chat team is staffed by Filipino agents with under 2 minutes average response time. Real people, real answers, any hour of the day or night.
phshy uses 256-bit SSL encryption across all platform connections. KYC documents are stored securely in compliance with the Philippine Data Privacy Act (RA 10173). Your personal data is never sold to third parties.
phshy means what it says in these Terms. Fair games, fast payouts, full transparency, and a Filipino support team that actually helps. Log in and experience the phshy difference.
21+ Only. Real-money gaming. Please gamble responsibly. PAGCOR compliance applies.